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I have the best financial adviser in the world. Yes, I realize that makes me sound rich or something (which I'm not), but I really love this guy. I want to retire some day, and I want a nicer house so we're working with an ex-roomie of my brothers who we trust to watch our long-term holdings. He's good, he watches these things full time, and he's not going to run off with the money when we need it most. It's so nice to be able to say that things are good.