savannah (onsafari) wrote,

Budget brain

With the upcoming changes in the credit laws, and the aggressiveness that my husband and I are trying to save money, I've been noodling around on money and the best way to make it hard to spend it without feeling cheated. I really don't want to go back to feeling poor - it always makes me spend MORE money instead of less. Some part of my brain hates feeling poor more than actually being broke.

I spent some time with the in-laws last weekend with all of this floating around in my head. My sister in law uses a cash budget. She actually pulls cash for the month and rations it out. I don't think I have the discipline to do that for an entire month, so we're going to try it on a weekly basis. I have the rest of the budget worked out, automated payments and all, so we're just going to pull spending money for fun/groceries/etc. We'll give it a month and see how it works. I don't know if parting with the actual bills will be harder, more awkward, or just dumb. At least its an interesting brain exercise. Money is so hind-brain.
Tags: money
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